Creating Sepa XML files is available in two types, collect and transfer. Currently Sepa Online offers only the service of making debit files.
In the near future we will also put the service to transfer money online.

Making a Sepa collection file is very simple. Below the steps:

• Download the Excel file and fill it out
• Upload the file and you can immediately download the XML file

The description to fill out the Excel file is online, so everyone should be able to.

There are many checks built in In the process of converting the excel file to XML, but sometimes your bank does not want to accept the file. This is because all have their own requirements above the standard of sepa XML.
Is your XML not accepted then we have the option to support and we'll see if we can find a solution together.